Table of Contents
CHAPTER 1: Haves and Wants
To be financially free, line up two areas: your “haves” and your “wants.” Learn to recognize the difference between the two and why that difference is important.
CHAPTER 2: Financial Vision
You will never find financial freedom unless you have a clear vision of your financial objectives. Write a financial vision statement to guide you on this journey.
CHAPTER 3: It Is What It Is
Do an honest assessment of where you are now to make progress with your financial objectives. Part of that is letting go of the past. Another part is facing your financial fears. Learn how to do that in this chapter.
CHAPTER 4: Recognizing Reality
What is the reality of your financial situation? You can’t answer that question until you write down the numbers. See a Financial Independence Plan sample to learn how your own Financial Plan can work.
CHAPTER 5: The Comparison Killer
Comparing ourselves to others is a major financial trap. How can you recognize if you’re caught in the comparison trap? And how can you find your way out?
CHAPTER 6: Cash Flow is King
It may seem obvious that you should keep track of where your money is going. Many people are surprised at how easy it is to slip into overspending without realizing it. Keeping track of your cash flow is an essential part of financial well-being.
CHAPTER 7: The Spending Addiction
Are you a trained consumer? Are you addicted to spending your money? Recognize the signs and learn how to combat the urge to overspend.
CHAPTER 8: The Paranoid Saver
Saving your money is a good habit. But are you saving out of fear? Are you paralyzed with financial worries? Learn the way to be smart with your money, while still enjoying a great quality of life.
CHAPTER 9: Horseradish on Your Ice Cream
There will be many times in our lives when we’re faced with a good choice versus another good choice. As long as you’re following sound financial principles, the way you enjoy your extra money can vary from person to person.
CHAPTER 10: Do or Do Not. There is No Try
You can gather all the financial advice in the world, but there comes a point when it’s time to take action and actually do the work. Find out what steps you can take to improve your financial future.